UR offers Corporate Accounts for your company's operational needs. The UR Corporate Account is designed for managing your company's own funds: receiving business revenue, running payroll, paying suppliers and vendors, and managing treasury across fiat currencies and digital assets.
Eligibility
If you plan to open a UR Corporate Account for your company, your entity must fulfill the following eligibility criteria:
Operational company, i.e. not a domiciliary or shell company
Not in a restricted industry, e.g. gambling, adult content, sanctioned sectors
Controlling person(s) and shareholder(s) are not sanctioned, politically exposed persons (PEPs), or U.S. persons
Domiciled or incorporated in Switzerland, Singapore, or Hong Kong (we may expand to more countries)
In addition, the Corporate Account is not intended for holding funds on behalf of your customers or other third parties. If your business needs involve holding client funds or serving your own end users, contact us at corporate@ur.app and we will explore whether there are any alternatives.
Pricing
| Item | Fee |
|---|---|
| Account Opening Fee (one-time) | USD 3,000 |
| Annual Maintenance Fee (from Year 2) | USD 1,500/year |
| Account Closure Fee | USD 50 |
- The Account Opening Fee is refundable if your Corporate Account cannot be opened due to compliance-related reasons.
- The Account Closure Fee only applies if the Corporate Account is closed within 12 months from the account opening date.
Registration Steps
Step 1: Contact Us
Email corporate@ur.app to express your interest or ask any preliminary questions. We will conduct an initial review of your company's eligibility based on its jurisdiction, industry, and intended use of the Corporate Account.
We may decline to establish a business relationship if your entity's domicile, risk profile, or background does not align with our business focus and compliance requirements.
Step 2: Pay the Account Opening Fee
The fixed account opening fee is USD 3,000. Payment of this fee confirms your application for review.
Payment Instructions
| Recipient | SR Saphirstein AG |
| Address | Bellerivestrasse 245, 8008 Zurich, Switzerland |
| IBAN | CH91 8305 1000 0000 0000 0 |
| Bank | SR Saphirstein AG |
| BIC | SAHHCHZ2 |
| Payment Purpose / Memo | Corporate Account Application - Your entity name |
After making the payment, email corporate@ur.app with:
- Email Subject: Application for Corporate Account - Your entity name
- Attachment: Payment confirmation.
Step 3: Submit KYB Documents
Once your application has been accepted, you will receive instructions to complete the Know Your Business (KYB) verification. This generally includes the following documents:
- An extract from the Commercial Register (or equivalent) of the country where your company is registered.
- Documents verifying your company's legal existence, articles of association, ownership structure, control structure, latest financial statements or audit reports, and representative authorization where applicable.
- Valid biometric passport(s) and proof of address documents for all controlling persons who own 25% or more of the company's shares.
- Valid biometric passport and proof of address documents for the person(s) opening the account on behalf of the company.
Depending on your entity's specific circumstances, we may request additional documentation, such as residence permits, bank statements, or business presentations.
Step 4: Account Activation
We aim to open your Corporate Account within 2 to 3 weeks after receiving all required documents and successfully completing our review.
Once your account has been activated, you will receive a Corporate Account with a Swiss IBAN issued in your entity's name. Account setup details will be sent to your designated contact person.
What's included
Multi-currency account supporting EUR, USD, CHF, CNH, SGD, JPY, HKD and selected digital assets and stablecoins
Swiss IBAN for sending and receiving SEPA and SWIFT payments
Digital asset deposits and withdrawals
Multi-user access with role-based permissions
Approval policies for transactions
Transaction history and statements with CSV export
Web dashboard for managing balances, team members, and operations
More features, such as expense cards, are coming soon